Can I Insure my Cars for the Same Coverages with Different Insurers
Reader’s Question:
I have two cars, and they both need full coverage. I insured one car originally. But, I have added the other car to the same insurance policy making it more expensive. Can I insure my cars for the same coverages with different insurance providers in San Antonio?
Jill
San Antonio, TX
You can insure your cars for like insurance coverages with different insurance providers in San Antonio Texas. This may not save you money though. Insurance providers often grant a ‘multi-car’ discount to auto insurance policies that have more than one car on them. This multi-car discount will be applied only to the coverages that apply to both cars. Additionally, many insurance carriers rate the highest risk driver with the highest risk car. If you create two insurance policies, not only are you denying the multi car discount, but you may also create a situation where the highest risk driver is rated against both cars (instead of being rated against just one car).
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