DUI Conviction Now Need SR22 Car Insurance in San Antonio
Reader’s Question:
In a DWI conviction here in Texas, is an SR-22 car insurance still needed even with the presence of an insurance policy?
Paul
San Antonio, TX
If a person gets convicted with a DWI in Texas, it is likely that his or her driver’s license would get suspended. A driver with a suspended license has to obtain an SR-22 as mandated by Texas’ state laws. According to the Department of Public Safety (DPS) of Texas, a driver with a suspended license has to obtain an SR-22 car insurance to ensure that his future is insured. The SR-22 car insurance is also a requirement when getting the suspended license reinstated. Other requirements for license reinstatement after a DWI conviction are:
1. Payment of the reinstatement fee prior to the issuance of the license
2. Proof of auto insurance (SR-22) from the insurance company
3. DWI Education Program proof of completion for repeat offenders (as required by the court)
When a driver’s license is suspended and proof of financial responsibility is needed, the SR-22 should be presented. Only the SR-22 can be acknowledged by the state, therefore a person’s personal insurance policy (other than the SR-22) will not stand as a proof of his or her financial responsibility. It is not possible to keep an SR-22 car insurance and a separate insurance policy at the same time. If the insurance company is open to filing SR-22, car insurance then it is fine to keep them. Otherwise, cancel the current insurance policy and find another insurance company that offers SR-22 car insurance.
San Antonio SR22 Auto Insurance – Cheaper Rates Now
Q: I just finished my training at the army base here in San Antonio, and now I’m about to be shipped to Iraq. Thing is, I have San Antonio SR22 auto insurance, and I don’t want my license to be suspended while I’m gone because my car wasn’t insured. What do I do?
A: As someone on active military duty, a lot of car insurance companies will work with you on molding your San Antonio SR22 auto insurance needs around your deployment needs. In fact, some companies, such as GEICO, give special help to members of the military.
With GEICO, you can get as much as a 15% discount on your San Antonio SR22 auto insurance just for being in the military, even if all you’re doing is filing paperwork. If you’re going to be deployed, though, the benefits get better. First of all, you can ease off a lot of your premium by cutting your car down to only collision coverage, and no liability, so that it’s save in storage while you’re away.
Also, since you’re going to Iraq, which is a high risk zone, then you’re able to get yet another discount on your San Antonio SR22 auto insurance with GEICO, for as much as 25%. That’s a total of 40% off of your comprehensive car insurance, and that’s not even counting other non-army discounts you may qualify for.
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