Filing an Auto Insurance Claim in San Antonio Texas
Reader’s Question:
I wrecked my grandfather’s car while he is out of town. I used his car without his permission. Now the insurance carrier in San Antonio Texas is charging us thousand of dollars for the damages and I am wondering what we could do to resolve this. We cannot afford the amount and I am just a student.
Ben
San Antonio, TX
As a policyholder, you have rights and and it is stated on the car insurance policy contracts. This legal contracts shows the rights and obligation of the policyholder and the insurance carrier.
Typically, car insurance claim are considered null and void if the car is driven by somebody without permission from the owner. Is also possible that there are some information that has not been disclosed or any misrepresentation on the application on the car insurance policy. If that is the case, then the car owner or the policy holder will be held responsible with any damages of injuries caused by the driver.
If you want to know more about your rights under your car insurance policy in San Antonio Texas, you may read through your policy or if you have more questions, you can contact you car insurance company, your state insurance department or your state’s consumer affairs department.
San Antonio Texas SR22 Insurance – Can I File a Claim?
Q: Should I file a claim on my San Antonio Texas SR22 policy if damages were small?
A: Damages may often seem small from your eye’s view, but when an expert takes a closer look, or when you give them time to settle in, the damages grow. The truth is, unless you’re both a mechanic AND a doctor, your opinion on the damages and injuries of your car accident have a good chance of being completely wrong, and so you should file a San Antonio Texas SR22 to ward off any problems.
Now, this may put you at risk of raising your premiums with your San Antonio Texas SR22 car insurance company, but you have to calculate the pros and cons. A simple fender bender may have caused a lot more internal damage in your car than you can tell from the outside–it did so to mine recently, even though my car had barely a scratch. And a simple crick in the neck right after the crash may turn into a chronic back and neck problem which requires repeated attention and physical therapy. You can’t know what the outcomes will be, and by brushing off a claim, you could lose thousands of dollars, if you’re able to pay them at all.
Most of all, if the accident was your fault, you can never know if the other person will file a claim with your San Antonio Texas SR22 company even if they said they wouldn’t, which would get you in trouble.
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