Do I Need SR22 If Caught Driving Without Insurance?
Reader’s Question:
I live in San Antonio Texas and I would like to know if I will be needing an SR22 if I get caught driving without insurance for the second time?
Chelsea
San Antonio, TX
The Texas law requires people who operate vehicle in Texas to be able to pay for any motor vehicle accidents they cause. Most motorist do this by purchasing auto liability insurance. Section 601 of the Texas Transportation code is titled the Motor Vehicle Responsibility Act and it states the financial responsibility motorist in TX should have and penalties for not doing so.
Therefore, if you have been charged for driving without insurance in Texas for a second time your license will be revoked or suspended. To be able to reinstate it you will be required to carry and maintain an SR-22 for two years after your conviction date.
Most people choose to get SR22 financial responsibility form for their car with the first choice, an auto insurance liability policy. The state of Texas requires minimum coverage 25/50/25.
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