San Antonio SR22 Insurance – Minimum Limits

 

January 11, 2008 by · Leave a Comment
Filed under: Minimum Requirements 

Q: What level of San Antonio SR22 insurance am I supposed to buy? What are the minimum limits?

A: If you want to conform to the San Antonio SR22 insurance laws in Texas, then you need to purchase general liability insurance. Liability includes coverage both for injuries and for property damages. Unlike collision insurance and medical payment insurance, liability coverages will only pay for the damages and medical bills racked up by any victims of a car crash you have caused, and does not apply to injuries or damages you have sustained. Here is a list of required coverage limits for San Antonio SR22 insurance:

  • $20,000 for bodily injury liability, which provides for coverage for one person in case of injury or death
  • $40,000 for bodily injury liability, which is the BIL limit for the entire accident
  • $15,000 for property damage liability, which provides for coverage in case of damage to vehicles, mailboxes, etc.

Granted, although these coverages may be sufficient in many instances, they will not provide the appropriate coverage should you find yourself in a serious accident, so coverage of 100/300/100is preferable.