Does My Car Insurance Cover Out of the Country Accident?
Reader’s Question:
I’m planning a road trip from San Antonio, Texas to Canada. Will my auto insurance coverage cover me if I get in trouble there? I mean, dude, that’s another country, not just another state!
Preston
San Antonio, TX
Did you say road trip? From San Antonio, Texas to Canada? Don’t forget to get a good map, as it will be your second best friend on the road, next to your auto insurance coverage.
Well, Preston, your auto insurance coverage, as is mostly the case, will be valid in Canada, but of course be sure to check with your agent to confirm. Your United States issued driver’s license is also valid in any territory of Canada, as long your status in Canada remains a visitor. Always have your auto insurance documents in your car at all times because you will be asked for them the moment you cross the border. Canadian laws are strict regarding a lot of things. If you’re thinking of partying hard, be aware that Canada has very stiff laws against alcohol and drug influence. You just might find yourself facing deportation right then and there. Also, take note that Canada has lots of rural areas and has lots of animals that may be crossing the roads there. Be on the lookout for elks, moose and deer. You don’t want to make too many claims on your auto insurance company as it will raise your insurance premium rates. Have fun and be good, Preston!
SR22 Auto Insurance for Military Personnel
Q: I just finished my training at the army base here in San Antonio, and now I’m about to be shipped to Iraq. Thing is, I have San Antonio SR22 auto insurance, and I don’t want my license to be suspended while I’m gone because my car wasn’t insured. What do I do?
A: As someone on active military duty, a lot of car insurance companies will work with you on molding your San Antonio SR22 auto insurance needs around your deployment needs. In fact, some companies, such as GEICO, give special help to members of the military.
With GEICO, you can get as much as a 15% discount on your San Antonio SR22 auto insurance just for being in the military, even if all you’re doing is filing paperwork. If you’re going to be deployed, though, the benefits get better. First of all, you can ease off a lot of your premium by cutting your car down to only collision coverage, and no liability, so that it’s save in storage while you’re away.
Also, since you’re going to Iraq, which is a high risk zone, then you’re able to get yet another discount on your San Antonio SR22 auto insurance with GEICO, for as much as 25%. That’s a total of 40% off of your comprehensive car insurance, and that’s not even counting other non-army discounts you may qualify for.
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