Does SR22 Insurance Cover Accidents in San Antonio
Reader’s Question:
I was driving my girlfriend’s vehicle and she has no insurance on the car . I got into an accident, will my SR22 insurance in San Antonio Texas cover the accident?
Gene
San Antonio TX
I suggest that you verify if the car that you were driving has car insurance. The automobile owner is required to get insurance on his or her automobile. Your SR22 insurance in San Antonio Texas is secondary to the insurance of the car owner. You could also get in trouble if you operate a vehicle without insurance on it.
If you borrowed a vehicle from your girlfriend and gets into an accident then your girlfriend’s car insurance would be the primary and would kick in first. However if for instance you were at fault in an accident and the damage to the other party’s property exceeded the liability limits on your girlfriend’s car insurance policy, your SR22 insurance policy would cover the excess up to policy limits.
Is it Possible to Get One Car Insurance for Multiple Vehicles and Owners?Cheap Multi Car Auto Insurance in San Antonio Texas
Reader’s Question:
Would it be cheaper if my girlfriend and I have a one auto insurance policy for all the vehicles that we separately own if we live together instead of separate insurance coverage with different insurance companies? We live in San Antonio Texas.
Rick
San Antonio, TX
It could be cheaper if you and your girlfriend to get a multi-car policy for your household provided that you find an insurance company that permits for both of your cars to be on the same insurance policy without you two being related or married.
If you find an insurance carrier that finds this insurance policy acceptable, then typically a multi-car insurance policy will be cheaper than people that have separate insurance policies on their own. A multi-driver or a multi-vehicle discount may apply so ask the insurance company and also ask if there are any other discounts that you or your girlfriend may receive.
One of the best ways to obtain the most reasonably priced insurance policy is to do comparison shop for car insurance policies in San Antonio TX.
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