I wrecked my grandfather’s car while he is out of town. I used his car without his permission. Now the insurance carrier in San Antonio Texas is charging us thousand of dollars for the damages and I am wondering what we could do to resolve this. We cannot afford the amount and I am just a student.

Ben

San Antonio, TX

As a policyholder, you have rights and and it is stated on the car insurance policy contracts. This legal contracts shows the rights and obligation of the policyholder and the insurance carrier.

Typically, car insurance claim are considered null and void if the car is driven by somebody without permission from the owner. Is also possible that there are some information that has not been disclosed or any misrepresentation on the application on the car insurance policy. If that is the case, then the car owner or the policy holder will be held responsible with any damages of injuries caused by the driver.

If you want to know more about your rights under your car insurance policy in San Antonio Texas, you may read through your policy or if you have more questions, you can contact you car insurance company, your state insurance department or your state’s consumer affairs department.