Will Written Warning Effect My Car Insurance Rate?

 

June 28, 2008 by · Leave a Comment
Filed under: Car Insurance Rate 

Reader’s Question:

I recent got a written warning in San Antonio Texas. Will my auto insurance rates increase because of this?

Gina

San Antonio, TX

I understand that if you pay the fine then you are admitting that you are guilty to this charge. You can pay the fine and admit guilt, however you will not have to pay more for car insurance. If this is your 1st ticket since it is considered a ‘minor infraction and most insurance carriers do not charge for it. Plus, it may be that all you have to do is avoid having to pay a fine and present your license. It is possible that it was just a warning in which case the same would apply. If you do not wish to do this, then you have other options.

You may also choose to fight this ticket in court and if you are win then the infraction will not appear on your driving record and you will not have to pay a higher insurance rate.

You can also consider choosing to complete a driver improvement course in San Antonio TX.