SR22 Car Insurance in San Antonio For Drivers License Suspension
Reader’s Question:
My drivers license was suspended because of possession of marijuana. I just want to know if I will still be required to obtain an SR22 here in San Antonio Texas. Thank you!
Mr. Garrett
San Antonio Texas
In Texas, the penalties for possession of marijuana includes up to 180 days of jail time and/or a fine of two thousand dollars. Your drivers license will also be suspended after conviction for 180 days or 6 months.
Aside from the above penalties and fees, you will also be required to complete a drug education program that usually takes within 180 days until completion of the certificate received by the Texas DPS.
Here are the reinstatement requirements for marijuanna possession violation:
1. reinstatement fee prior to the issuance of the drivers license
2. SR22 filed to your car insurance provider and will need to be submitted to the Texas DPS. Normally, SR22 is required to be maintained for two years from the conviction date.
3. complete drug education program
This means that you will be required to carry an SR22 insurance after 6-month suspension fo your drivers license.
All you need to do is to contact your car insurance provider regarding SR22 filing and see if they offer these type of insurance. If not, it is best to shop around for car insurance provider in San Antonio and make sure you compare the prices. Expect to get higher car insurance rate since you are will be considered as a high risk driver by most insurance companies. Try comparison shopping to help you look for the best car insurance companies that will suit your needs and budget.
Do I Need SR22 Car Insurance in San Antonio for DWI Conviction?
Reader’s Question:
In a DWI conviction here in Texas, is an SR22 car insurance still needed even with the presence of an insurance policy?
Paul
San Antonio, TX
If a person gets convicted with a DWI in Texas, it is likely that his or her driver’s license would get suspended. A driver with a suspended license has to obtain an SR-22 as mandated by Texas’ state laws. According to the Department of Public Safety (DPS) of Texas, a driver with a suspended license has to obtain an SR-22 car insurance to ensure that his future is insured. The SR-22 car insurance is also a requirement when getting the suspended license reinstated. Other requirements for license reinstatement after a DWI conviction are:
1. Payment of the reinstatement fee prior to the issuance of the license
2. Proof of auto insurance (SR-22) from the insurance company
3. DWI Education Program proof of completion for repeat offenders (as required by the court)
When a driver’s license is suspended and proof of financial responsibility is needed, the SR-22 should be presented. Only the SR-22 can be acknowledged by the state, therefore a person’s personal insurance policy (other than the SR-22) will not stand as a proof of his or her financial responsibility. It is not possible to keep an SR-22 car insurance and a separate insurance policy at the same time. If the insurance company is open to filing SR-22, car insurance then it is fine to keep them. Otherwise, cancel the current insurance policy and find another insurance company that offers SR-22 car insurance.
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